ReadyCash - Global Payment Systems

ReadyCash Commission Schedule**

Retail Sales Price $29.95 Plus Monthly Maintenance & Transaction Fees

Initial Sale Monthly Residual:

Direct Sales Commission $10.00 and 20% of net fees collected by RCH, LLC

Sales Mgmt. Fee $ 5.00 and 5% of net fees collected by RCH, LLC

(Payments are made for each active customer)

Medepay Commission Schedule

Premium Plan (Retail Sales Price $49.95)

Initial Sale Monthly Residual:

Direct Sales Commission $10.00

Sales Mgmt. Fee $ 5.00

(Payments are made for each active customer)

AFFILIATE AGREEMENT

Terms

1. I understand that as a ReadyCash® Affiliate:

I have the right to offer for sale ReadyCash® products and services, including ReadyCash®, MEDePayT, EasyCashT and other products and services offered by ReadyCash Holdings, LLC in accordance with these Terms and Conditions.

I have the right to enroll persons in ReadyCash®, MEDePayT and EasyCashT

I will provide customer service to persons I have enrolled in ReadyCash® MEDePayT and EasyCashT.

I will comply with all federal, state, county and municipal laws, ordinances, rules, and regulations, and shall make all reports and remit all withholdings or other deductions as may be required by any federal, state, county or municipal law, ordinance, rule or regulation.

I will perform my obligations as a Affiliate with honesty and integrity.

I will only use the sales contracts and order forms which are provided by ReadyCash Holdings, LLC (for purposes herein, referred to as "ReadyCash®") for the sales of its goods and services, and I will follow all policies and procedures established by ReadyCash® for the completion and processing of such contracts and orders.

2. I agree to present the MEDePayT and EasyCashT products and services as set forth in official ReadyCash® literature. I will make no claims regarding products or services beyond what is stated in official ReadyCash® literature. Unless I have received express written permission from ReadyCash®, I will not: (a) use, produce,,create, publish, distribute, or obtain from any source other than ReadyCash®, any literature, recordings (audio, video, or otherwise), sales or enrollment aids relating to ReadyCash® products or services, unless authorized in writing to do so; (b) use or display any ReadyCash® trademarks, trade names, service marks, logos, designs or symbols, unless authorized in writing to do so; (c) advertise ReadyCash® products, services unless authorized in writing to do so.

3. I agree that as a ReadyCash® Affiliate I am an independent contractor, and not an employee, agent, partner, legal representative, or franchisee of ReadyCash®. I am not authorized to and will not incur any debt, expense, obligation, or open any checking account on behalf of, for, or in the name of ReadyCash®. I understand that I shall control the manner and means by which I operate my ReadyCash® business, subject to my compliance with the Affiliate Application and Agreement, the Policies and Procedures, the Compensation Plan and the Business Entity Application (if applicable) ,all of which are collectively referred to as the "Agreement". I agree that I will be solely responsible for paying all expenses incurred by myself, including but not limited to travel, food, lodging, secretarial, office, long distance telephone and other expenses. I UNDERSTAND THAT I SHALL NOT BE TREATED AS AN EMPLOYEE OF ReadyCash® FOR FEDERAL OR STATE TAX PURPOSES.
ReadyCash® is not responsible for withholding, and shall not withhold or deduct from my bonuses and commissions, if any, FICA or taxes of any kind, unless such withholding becomes legally required. I agree to be bound by all sales tax collection agreements between MEDePayT and all appropriate taxing jurisdictions, and all related rules and procedures.

4. I understand that I will receive copies of the ReadyCash® Policies and Procedures and the ReadyCash® Compensation Plan. I understand that these documents are incorporated into and made a part of these Terms and Conditions. I agree to carefully read the Policies and Procedures and the Compensation Plan. I understand that I may terminate this Agreement within 15 days of my receipt of the Policies and Procedures and / or Compensation Plan, and or any updates or modifications thereof. If I do not terminate this Agreement within such time period, I agree that such inaction on my part shall be deemed as my agreement to comply with the Policies and Procedures and the Compensation Plan. I understand that I must be in good standing, and not in violation of any of the terms of this Agreement, in order to be eligible to receive any bonuses or commissions from ReadyCash®. I understand that these Terms and Conditions, the ReadyCash® Policies and Procedures, or the ReadyCash® Compensation Plan may be amended from time to time, and I agree that any such amendment will apply to me. Notification of amendments shall be published in official ReadyCash® materials and sent to all Affiliates. The continuation of my ReadyCash® business or my acceptance of bonuses or commissions shall constitute my acceptance of any and all amendments.

5. The term of this Agreement is one year. If I fail to annually renew my ReadyCash® business, or if it is canceled or terminated for any reason, I understand that I will permanently lose all rights as a Affiliate. I shall not be eligible to sell' ReadyCash® products and services nor shall I be eligible to receive commissions, bonuses, or other income resulting from the activities of my former sales. In the event of cancellation, termination or non-renewal, I agree to waive all rights I have, including but not limited to property rights, to my former clients and to any bonuses, commissions or other remuneration derived through the sales and other activities of mv former clients.

6. If I have elected to participate in the Automatic Payment Program, I authorize ReadyCash® to withdraw payment for my monthly and annual renewal fees from my credit card or bank account identified on the front of this Agreement when necessary. If I have elected the checking account debit option, I hereby authorize ReadyCash® to electronically withdraw payment from my checking account for my monthly and annual renewal fees when necessary. ReadyCash® is authorized to withdraw payment equal only to the amount of the monthly and annual renewal fees. I agree to pay a $15.00 service fee in the event a check or charge is returned for any reason. I have the right to have the amount of any erroneous withdrawal deposited into my account as soon as reasonably possible and upon proper notification to ReadyCash®. I shall hold ReadyCash® harmless for all special or consequential damages, whether direct or indirect, resulting from any wrongful debit to my account. I understand that I may terminate my participation in the Monthly and Annual fee payment Programs by sending written notice to the Company. Such written notice must be received by ReadyCash® at least 30 days prior to the anniversary of this Agreement and must include my name, Affiliate ID Number, and address.

7. I may not assign any rights or delegate my duties under this Agreement without the prior written consent of ReadyCash®. Any attempt to transfer or assign this Agreement without the express written consent of ReadyCash® renders this Agreement voidable at the option of ReadyCash® and may result in termination of my ReadyCash® business.

8. I understand that if I fail to comply with the terms of this Agreement, ReadyCash® may, at its discretion, terminate my ReadyCash® business or impose upon me other disciplinary action, including but not limited to, forfeiture of bonuses and commissions, loss of all or part of my client marketing organization. If I am in breach, default or violation of this Agreement at termination, I shall not be entitled to receive any further bonuses or commissions, whether or not the sales for such bonuses or commissions have been completed. If this Agreement is terminated for any reason, I will forever lose my rights as a Affiliate, including rights to my client marketing organization, and rights to compensation pursuant to the ReadyCash® Compensation Plan. If I fail to pay for products or services when payment is due, I authorize ReadyCash® to withhold the appropriate amounts from my bonus or commission checks, to charge my credit or debit cards, or debit my checking accounts, if any, which I have authorized ReadyCash® to charge. I understand that the failure to promptly pay for products constitutes a breach of this Agreement.

9. To the extent permitted by law, ReadyCash®, its directors, officers. shareholders, employees, assigns, successors, and agents (collectiveIy referred as "affiliates"), shall not be liable for and I release ReadyCash® and its affiliates from, and waive all claims for any loss of profits, indirect, direct, special or consequential damages or any other loss incurred or suffered by me as a result of: (a) my breach of this Agreement or the ReadyCash® Policies and Procedures; (b) the improper promotion or operation of my ReadyCash® business and any activities related to it (e.g., the presentation of ReadyCash® products or services, the operation of a motor vehicle, the lease of meeting or training facilities, etc.); (c) any incorrect or wrong data or information provided by me; or (d) the failure to provide any information or data necessary for ReadyCash® to operate its business, including without limitation, my enrollment and acceptance into the Compensation Plan or the payment of Commissions or Bonuses. I agree that the entire liability of ReadyCash® and its affiliates for any claim whatsoever related to the relationship of ReadyCash® and myself, including, but not limited to, any cause of action sounding in contract, tort or equity shall not exceed, and shall be limited to, the amount of products or services I have purchased from ReadyCash® under this Agreement or any other agreement that are in resalable condition. I further agree to indemnify, hold harmless, and defend at my expense ReadyCash® and its affiliates against any and all claims, demands, costs, losses, damages, liabilities, judgments, attorney fees and all other expenses arising or alleged to arise in connection with my ReadyCash® business.

10. This Agreement constitutes the entire contract between ReadyCash® and myself. Any promises, representations, offers, or other communications not expressly set forth in this Agreement are of no force or effect. To the extent of any conflict or inconsistency between this Agreement and any other agreement, this Agreement shall supersede and prevail over any term of any other agreement as to the matters addressed herein. To the extent of any conflict or inconsistency between these Terms and Conditions and the Policies and Procedures (in their current form or as subsequently modified), the Policies and Procedures shall in all instances supersede and prevail over any term of these Terms and Conditions as to the matters addressed herein.

11. Any waiver by ReadyCash® of any breach of this Agreement must be in writing and signed by an authorized officer of ReadyCash®. Waiver by ReadyCash® of any breach of this Agreement by me shall not operate or be construed as a waiver of any subsequent breach.

12. In the event that a provision of this Agreement is held to be invalid or unenforceable, such provision shall be reformed only to the extent necessary to make it enforceable, and the balance of the Agreement will remain in full force and effect.

13. This Agreement will be governed by and construed in accordance with the laws of the State of California, unless the laws of the state in which I reside expressly require the application of its laws. Except as set forth in the ReadyCash® Policies and Procedures, or unless the laws of the state in which I reside expressly prohibit the consensual jurisdiction and venue provisions of this Agreement, in which case its laws shall govern, all disputes and claims relating to ReadyCash®, the Agreement, ReadyCash® products and services, the rights and obligations of a Affiliate and ReadyCash®, or any other claims or causes of action relating to the performance of either a Affiliate or ReadyCash® under the Agreement shall be settled totally and finally by arbitration in Los Angeles, California, or such other location as ReadyCash® prescribes, in accordance with the Federal Arbitration Act and the Commercial Arbitration Rules of the American Arbitration Association.
The parties shall be allowed all discovery rights pursuant to the Federal Rules of Civil Procedure. If a Affiliate files a claim or counterclaim against ReadyCash®, a Affiliate shall do so on an individual basis and not with any other Affiliate or as part of a class action. The decision of the arbitrator shall be final and binding on the parties and may, if need be, be reduced to a judgment in any court of competent jurisdiction. Each party to the arbitration shall be responsible for its own costs and expenses of arbitration, including legal and filing fees. This agreement to arbitrate shall survive any termination or expiration of the Agreement.

14. The parties consent to jurisdiction and venue before any federal or state court in Los Angeles, California, for purposes of enforcing an award by an arbitrator or any other matter not subject to arbitration. If the law of the state in which the applicant resides prohibits consensual jurisdiction and venue provisions for purposes of arbitration and litigation, that state's law shall govern issues relating to jurisdiction and venue.

By submitting my entrollment form, I apply to become a ReadyCash® Affiliate.

I certify that I am of legal age (the age of majority) for the state in which I reside.

I have carefully read the terms and conditions on the back of this Affiliate Application and Agreement, and agree to abide by them.

I understand that I have the right to terminate my ReadyCash® business at any time, with or without reason.

I agree that such termination must be in writing.

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*Sales Management Fees are paid to qualifying Independent Sales Managers for the recruitment, support and supervision of Independent Sales Agents. **Rebates to customers will reduce the amount of net fees collected, and will therefore reduce the amount of residual commissions paid.

This schedule and all attachments transmitted with it are intended solely for the use of independent sales contractors of ReadyCash Holdings, LLC, MedePay and EasyCash; and may contain legally privileged, protected or confidential information. If you have received this schedule in error, please notify the sender immediately and destroy any copies.